At a glance

Square Braintree
Best for Small businesses wanting POS and online payments Businesses that need PayPal, Venmo, and credit card processing in one integration
Starting price 2.6% + $0.10 2.59% + $0.49
Free tier
Open source
Free tier available
Open source
Drop-in UI
Fraud protection
Hardware
Invoicing
Online Payments
POS
PayPal integration
Payment processing
Venmo

Square

Strengths

  • Includes POS as a core feature, purpose-built for payment processing workflows
  • Includes Online Payments as a core feature, purpose-built for payment processing workflows
  • No monthly fees — generous enough for most small teams to get real work done
  • Established product with 17+ years on the market and a mature ecosystem

Weaknesses

  • Free plan exists but key features are locked behind the paid upgrade
  • Fewer built-in features means you may need additional tools to cover gaps
  • Ecosystem of third-party integrations is smaller than the market leaders in payment processing
  • Limited team/admin features if your organization eventually scales up

Braintree

Strengths

  • PayPal, Venmo, and card payments in one integration
  • Drop-in UI makes implementation fast
  • Strong fraud protection powered by PayPal's data
  • No monthly fees — pay only per transaction

Weaknesses

  • Owned by PayPal — some businesses prefer independent providers
  • Developer experience not as polished as Stripe
  • Account holds and freezes can be frustrating
  • Documentation can be confusing to navigate

The bottom line

Pricing: Both Square and Braintree are free. You can try both without spending a dollar.

Feature gaps: Square offers Hardware, Invoicing and Online Payments that Braintree lacks. Braintree brings Drop-in UI, Fraud protection and PayPal integration that Square does not have.

Where each tool shines: Square's biggest strengths are: includes pos as a core feature, purpose-built for payment processing workflows. includes online payments as a core feature, purpose-built for payment processing workflows. Braintree's biggest strengths are: paypal, venmo, and card payments in one integration. drop-in ui makes implementation fast.

Watch out for: With Square, users commonly note that free plan exists but key features are locked behind the paid upgrade. With Braintree, the main complaint is that owned by paypal — some businesses prefer independent providers.

Choose Square if...

  • You need a tool built for small businesses wanting pos and online payments
  • You specifically need Hardware and Invoicing
  • You care about includes online payments as a core feature, purpose-built for payment processing workflows
  • The free tier works for you: no monthly fees

Choose Braintree if...

  • Your profile matches its sweet spot: businesses that need paypal, venmo, and credit card processing in one integration
  • You specifically need Drop-in UI and Fraud protection
  • You care about drop-in ui makes implementation fast

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