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Best free payment processing tools

Free payment processing tools compared. Find the best free option based on features and limitations.

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1
Stripe Free tier

Payment processing platform with powerful APIs for online payments, subscriptions, and marketplaces.

No monthly fees · Paid from 2.9% + $0.30 Developers wanting the best payment API
Payments API Subscriptions Invoicing Connect
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2
Paddle Free tier

Payment infrastructure that handles tax, compliance, and billing as your merchant of record.

No upfront costs · Paid from 5% + $0.50 SaaS companies wanting a merchant of record
Merchant of Record Tax Handling Billing Checkout
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3
Lemon Squeezy Free tier

All-in-one platform for selling digital products with merchant of record and tax handling.

No monthly fees · Paid from 5% + $0.50 Indie developers wanting simple digital product sales
Digital Products Subscriptions Tax Handling Checkout
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4
Gumroad Free tier

Simple e-commerce platform for creators to sell digital products, memberships, and courses.

No monthly fees (10% flat) · Paid from 10% Creators wanting the simplest way to sell online
Digital Sales Memberships Email Analytics
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5
PayPal Free tier

Global payment platform for online and in-person payments, invoicing, and transfers.

No monthly fees · Paid from 2.9% + $0.30 Businesses wanting universal payment acceptance
Payments Invoicing Checkout Global
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6
Square Free tier

Payment processing with point-of-sale hardware, online payments, and business tools.

No monthly fees · Paid from 2.6% + $0.10 Small businesses wanting POS and online payments
POS Online Payments Invoicing Hardware
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More payment processing lists

All Payment Processing tools
9 tools compared

Comparisons

Stripe vs Paddle
Stripe vs Paddle
Stripe is built for developers wanting the best payment api. Paddle is built for saas companies wanting a merchant of record. Pick the one that fits.
Stripe vs Lemon Squeezy
Stripe vs Lemon Squeezy
Stripe is built for developers wanting the best payment api. Lemon Squeezy is built for indie developers wanting simple digital product sales. Pick the one that fits.
Stripe vs Gumroad
Stripe vs Gumroad
Stripe is built for developers wanting the best payment api. Gumroad is built for creators wanting the simplest way to sell online. Pick the one that fits.
Stripe vs PayPal
Stripe vs PayPal
Stripe is built for developers wanting the best payment api. PayPal is built for businesses wanting universal payment acceptance. Pick the one that fits.
Stripe vs Square
Stripe vs Square
Stripe is built for developers wanting the best payment api. Square is built for small businesses wanting pos and online payments. Pick the one that fits.
Stripe vs
Stripe vs Braintree
Stripe is built for developers wanting the best payment api. Braintree is built for businesses that need paypal, venmo, and credit card processing in one integration. Pick the one that fits.

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