1
Stripe Free tier

Payment processing platform with powerful APIs for online payments, subscriptions, and marketplaces.

No monthly fees · Paid from 2.9% + $0.30 Developers wanting the best payment API
Payments API Subscriptions Invoicing Connect
2
Paddle Free tier

Payment infrastructure that handles tax, compliance, and billing as your merchant of record.

No upfront costs · Paid from 5% + $0.50 SaaS companies wanting a merchant of record
Merchant of Record Tax Handling Billing Checkout
3
Lemon Squeezy Free tier

All-in-one platform for selling digital products with merchant of record and tax handling.

No monthly fees · Paid from 5% + $0.50 Indie developers wanting simple digital product sales
Digital Products Subscriptions Tax Handling Checkout
4
PayPal Free tier

Global payment platform for online and in-person payments, invoicing, and transfers.

No monthly fees · Paid from 2.9% + $0.30 Businesses wanting universal payment acceptance
Payments Invoicing Checkout Global
5
Square Free tier

Payment processing with point-of-sale hardware, online payments, and business tools.

No monthly fees · Paid from 2.6% + $0.10 Small businesses wanting POS and online payments
POS Online Payments Invoicing Hardware

Quick comparison: Gumroad vs Stripe

Feature Gumroad Stripe
Starting price 10% 2.9% + $0.30

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